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Minnesota bankruptcies (Jan. 11)

Chapter 7 is a petition to liquidate assets and discharge debts.

Chapter 11 is a petition for protection from creditors and to reorganize.

Chapter 12 is a petition for family farmers to reorganize.

Chapter 13 is a petition for wage earners to readjust debts.

Filed in U.S. Bankruptcy Court

Minnesota

Bankruptcy filings from the following counties: Becker, Clay, Douglas, Grant, Hubbard, Mahnomen, Norman, Otter Tail, Polk, Traverse, Wadena and Wilkin.

Jerome Herman and Melissa Ann Kramer, Park Rapids, Chapter 7.

Bonita Kolodge, Moorhead, Chapter 7.

Lisa DeSpiegler, Moorhead, Chapter 7.

Jeanne Ness, Moorhead, Chapter 7.

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